Best advice consolidating student loans
I give you a lot of credit for taking your student loans seriously, and for thinking about retirement this early.
If you can handle both, you'll be putting yourself in a better position to not only enjoy the benefits of your education, but also to handle whatever the future holds with greater confidence.
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Most student loan debt falls into the "good" category because it allows individuals to invest their education and increase their earning potential.Should I be putting everything towards the loan and focus on retirement later?I'm 24 and came out of school with ,000 in college loans.So once you've accounted for the minimum payments on your student loans, here's how I suggest you prioritize your savings and payments: These final four savings priorities will evolve as your life changes.The main thing is to keep saving even while you're paying down your student debt.
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With student loan consolidation, you may be able to refinance at a lower interest rate, decrease your monthly payment, or both!